Not all people are able to manage their expenses from one payday to the next. Time and again many have to resort to external financial help like loans from lending companies. Traditional financial institutions such as banks provide loans to borrowers who are willing to wait. The loans they provide are cheap, but there is a lot of paper work to be done and credit checks to conduct. Such processes will take time and you will not get a loan if you want money instantly. Instead direct lenders can fund you with enough money to get you through the month until your next payday. These lenders don't require you to submit documents nor do they require collateral. Your monthly income is the only collateral they require. Since you will not be providing any documents, no credit checks will be conducted. Doing away with all these affirmatives saves precious time and if you fulfill their simple requirements you are assured to receive cash in your bank account within a few hours of submitting an online application.

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